It is important to visit with a mortgage loan pro first, even before you've determined the kind of house to search for. Why? How can we help you before you have made your offer, and don't know yet how much you need to borrow?

I Will Help You Pre-Qualify

An educated informed buyer is a smart buyer.  Start with a fast, free loan pre-qualification to discover how much home you can afford.  We offer a variety of home loan products and efficient, friendly customer service.  Our process outlines your finances - your debts, income, career, and cash available for down payment, among other things. I will require a minimum amount of paperwork, with a quick process.

Take you first step towards home ownership today by calling me at (901) 240-0758

Buying Power

With your pre-qualification letter, some advantages are yours when you find the house you want to put together an offer on. The first is that you can be sure what you can afford when determining the offer. Being pre-qualified also will make your offer look even better to the home seller, like you were bringing them a big box of cash! They won't need to worry that they're wasting their time if you will not be able to qualify for a high enough mortgage. The seller won't wonder if he can trust you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary loan amount will not be something for them to be concerned about. They have a virtual guarantee that they can trust your buying power.

One on One

Have questions about pre-qualifying? Call me at (901) 240-0758.

I answer pre-qualification questions every day.